Get the coverage you need at a price you can afford.
Helping Seniors Navigate the Medicare Waters
Get the coverage you need at a price you can afford.
Get the coverage you need at a price you can afford.
Get the coverage you need at a price you can afford.
At David Ruttenburg Insurance, we believe that everyone should have access to affordable and quality health insurance. Our vision is to become one of the most trusted and reliable sources for Medicare information and services in the industry. We strive to make the process of finding and enrolling in Medicare as easy and stress-free as possible.
Medicare Advantage is a Medicare plan offered by private insurance companies that are contracted with Medicare. These plans replace Original Medicare Part A and Part B benefits. It bundles together Part A, Part B, Part D (in most cases), and additional health benefits not offered by original Medicare into one plan.
Medicare covers only about 80% of your Medicare Part A and Part B covered health care expenses. That leaves you responsible to pay for the additional 20%, which can be financially distressing if you are diagnosed with a serious, long-term or costly illness.
Medicare Part-D is a stand-alone plan that covers prescription drugs and is a plan offered by private insurance companies. Part D plans partner with Medicare Parts A & B that provides prescription drug coverage to those who are eligible for Medicare Part A and/or enrolled in Medicare Part B.
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